top of page

What is a Public Adjuster?

BPA SERVICES

You must understand that it is the insurance adjuster’s job to calculate settlements for policyholders, most of whom lack the fundamental knowledge and adjustments skills to be able to negotiate from a level playing field with the adjuster. This is where a Public Adjuster can help.

​

The more you know, the greater your leverage. Insurance adjusters tend to cut corners and save their company money as well as avoid paying claims, which calls for someone as well trained on your side. Getting a good outcome quickly should be the objective of adjusting.

 

Usually, only the insurance company's representative represents the policyholder when determining what is acceptable and what is not allowed during negotiation. This is known as the company-inspired adjuster. Both sides have their own interests at stake when adjusting to a settlement. The less you know, the more likely you are to be forced to meet the needs of the insurance company. You must know your needs! * You must know your rights! A Public Adjuster can help you with both of these. If you don’t know what to expect and how to get it, you may become overwhelmed and give in too easily.It is imperative that you know your needs! * You should know your rights! A Public Adjuster can help. If you don’t know what you can expect and want, you could easily succumb to the strong arm tactics of the insurance company.

​

A matter of give and take, adjusting is a matter of give and take when you're dealing with a Public Adjuster. You'll be better off receiving an adjustment from your Public Adjuster than from applying the controls yourself under the circumstances. Typically, insurance adjusters who have to deal with a knowledgeable public adjuster enter the situation on a more cooperative basis, and they are more likely to strive for the same goals.

​

​

In most cases, a policyholder is dealing with a claim after a catastrophe. Most people are not capable of handling a claim in these circumstances. It is very common to find people in a state of shock, confusion, and helplessness. A professional public adjuster is emotionally competent.

​

Don't wait until you are a victim of personal catastrophe to learn about this. Think about it now and take comfort in the belief that a Public Adjuster can be there to protect your interest if something traumatic happens to you.

bottom of page