What is a public insurance adjuster?

 

The public adjuster is an authority on loss adjustments who can assist you in preparing, filing, and adjusting your insurance claims. For a thorough discussion on why you should hire a public adjuster, click here.

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Can I prepare my own claim?

 

In any case, a public adjuster will assist you in the preparation of inventories, estimates, and other factual proofs of loss. In addition, your public adjuster will handle all the paperwork necessary to submit your claims in accordance with the terms and conditions of your insurance policies.They will also contact the representatives of your insurance company on your behalf to ensure a satisfactory settlement.

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Why would I need help filing an insurance claim?

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In a standard policy, there are hundreds of provisions and stipulations – forms and riders constantly changing, and many complex details of what you need in your case of loss. Most people do not understand these provisions, and most do not realize the burden of proof is on them. In fact, insurance adjusters prefer working with an experienced public adjuster rather than dealing with an inexperienced insured. A public adjuster has your confidence, but also the confidence of insurance company adjusters, who know they are dealing with a professional.

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Why should I hire a public adjuster to get what is rightfully due to me?

 

With their experience and knowledge, public adjusters are better placed to obtain a more favorable adjustment for you, the insured. With their assistance, insurance companies will offer you what they believe is fair.

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How much do they charge for their service?

 

Public adjusters work for a percentage of the insurance company's settlement with you. By maximizing the amount you receive from the insurance company, your public adjusters could save you money at the very least.

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